The Flipkart SBI Credit Card is a co-branded card offering a tiered cashback structure, primarily rewarding shoppers within the Flipkart ecosystem. Key highlights include 7.5% cashback on Myntra and 5% cashback on Flipkart and Cleartrip.
Key Cashback Benefits
Cashback is credited directly to your statement within 2 working days of statement generation.
- 7.5% Cashback: On all purchases at Myntra.
- 5% Cashback: On spends at Flipkart (including Flipkart Travel and Shopsy) and Cleartrip.
- 4% Cashback: At preferred partner merchants, including Zomato, Uber, PVR, and Netmeds.
- 1% Cashback: On all other eligible spends.
- Quarterly Caps: Accelerated cashback (5%, 7.5%, and 4% categories) is capped at ₹4,000 per quarter per category.
Welcome & Travel Offers
- Welcome Gift: A ₹250 Flipkart Gift Card upon payment of the joining fee.
- First Transaction Bonus: Additional benefits worth ₹1,000 on your first transaction at Flipkart (within 30 days of approval).
- Cleartrip Discounts: Instant discounts on travel bookings, including up to 12% off on flights and 20% off on hotels (subject to specific transaction limits).
Fees and Waivers
- Joining/Annual Fee: ₹500 + taxes.
- Fee Waiver: The annual renewal fee is reversed if you spend ₹3.5 lakh or more in the preceding year.
- Fuel Surcharge Waiver: 1% waiver on transactions between ₹500 and ₹4,000, capped at ₹400 per billing cycle.
Important Exclusions
No cashback is earned on:
- EMI transactions, fuel, rental payments, and wallet loads.
- Government payments, insurance, jewelry, and educational spends.
Would you like to see a comparison between this card and the Flipkart Axis Bank Credit Card to help you decide which one fits your spending habits better?
Disclaimer:
The credit card details, features, benefits, fees, and specifications mentioned on this website are for informational purposes only and may be subject to change by the respective banks or financial institutions at any time without prior notice.
We do not guarantee the accuracy, completeness, or current validity of this information. Before applying for any credit card, you are strongly advised to verify all details directly from the official website or authorized sources of the respective bank or issuer.
We shall not be held responsible for any discrepancies, losses, or decisions made based on the information provided on this website.